With more than 45 years of combined experience, the owners David Hairston and Sandra Johnson, together with their dedicated staff, work with patented and patent pending products to structure executive and employee benefit programs designed to add value to your firm and its employees.

The firm utilizes an extensive brokerage network to customize and place healthcare and other benefit packages, including but not limited to voluntary employee payroll deduction programs, 401(k) plans, and individual retirement packages for both small and large corporations. HJA is also licensed to place previously uninsured companies with the state subsidized health plan  Healthy Texas.

Additionally, HJA designs proprietary Deferred Compensation programs and works with business owners and executives to minimize the effect of estate taxes on the transfer of assets to the next generation.  An expertise in charitable giving is also available for clients interested in completely eliminating their estate tax liability.